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Does anyone know if it is a monthly charge to have the account. Or is it just pay as you buy. Again my actual question is if there is a Monthly charge to your credit card just to have the account? Thanks
No. You can sign up for an iTunes account and you will not be billed as long as you do not make any purchases.
I've had an account for about a year now and have never been billed for it. Of course I haven't bought anything either. I only signed up for it to get cover flow in iTunes.
My question is if your iPhone willl be automatically billed to your iTunes account.