credit check?

[iphone62907]

what is it

[Kyled8888@gmail.com]

They have to check your credit score to see if you'll likely pay your bills on time. If you score high enough, you'll get an iPhone no problem. If your score is low, then you'll ahve to pay a security deposit which will gain interest and you will get it + interest back after 1 year. Thsi deposit could be $50-$300, depending on how low your score is.

[iphone62907]

Originally Posted by Kyled8888@gmail.com

They have to check your credit score to see if you'll likely pay your bills on time. If you score high enough, you'll get an iPhone no problem. If your score is low, then you'll ahve to pay a security deposit which will gain interest and you will get it + interest back after 1 year. Thsi deposit could be $50-$300, depending on how low your score is.

thanks! do i do this at the att store or online? i am confused, i have been a cingular customer for a few years

[Kyled8888@gmail.com]

They should already ahve you on file then, in which case you wouldn't need one. (Hopefully you've been paying your bills on time ), but in any case, it's done via iTunes.

[rhproductions]

What if I don't have a credit score?

[Kyled8888@gmail.com]

You'll have to pay a deposit. Just get your parents to do the credit check.

[rhproductions]

So I get them (parent) to do the check at the store to be approved, but put my billing info in on iTunes when I activate or what?

[Kyled8888@gmail.com]

No, put in their billing information and SSN in iTunes. You can use your iTunes account though, even if it has your billing info (a seperate box will be used for credit check, I called Apple and asked )

[soloudinhere]

if the parent does the check, the account has to be in their name, so the bill will go to them. You can pay it with debit/credit, but you can't put in yourself as the billing addressee.

And you don't get the deposit back + interest. You just get the deposit back after a year or possibly two years, and the deposits range from $150-$750, not $50-$300 as stated above.

[rhproductions]

So then would the monthly bill go to them or me since its my itunes account and itunes billing info?