$500 Deposit sucks. - Page 5

Quake97 · 02-17-2009, 10:42 AM

Originally Posted by eye-Fone

When are accounts available for equipment upgrades? Is it after one year, or 18 months?

http://www.wirefly.com/upgrades/eligibility/att/

Joe

Londonrockz568 · 02-18-2009, 03:44 AM

I want to thank my mom for signing me up for a good low interest credit card when i was 18. All i did for 6months was buy Gas on it. $30bucks here, $30bucks there...pay off the $60bucks in one go.

Im 20 now btw. And becuase i dont splurge and pay off the credit card ontime i got an offer from American express Platinum...i should take it lol.

Building your credit - $1500 (limit lol)
Only buying gas and not splurging $60 a month.
Walking into an Apple store and hearing the words "Approved, what size and colour of iphone 3g would you like today" - Priceless.

To the OP, just build your credit from now. By the time the next iphone comes out you will qualify for it without any deposit whatsoever. Also building ur credit will help you get a better student loan, finance a car, get lower payments and sometime down the road...buy a house for a good price.

Plastikfear · 02-18-2009, 08:20 PM

Yeah there is basically no way around the deposit issue. Even if no credit doesn't = BAD credit, they will still require a deposit. The good part is that they add it to your bill, so you can make payment arrangements with the Receivables Management department if you can't pay all in one chunk.. they can work with you to set that up.

MikeyE · 03-03-2009, 06:10 PM

I'm late on this thread but just to throw it out there: My credit TOTALLY sucks but I signed up for my ATT account online and they said nothing about a deposit. Sure you don't get the convenience of just walking into the store to get your phone but this seemed to skirt the credit check problem.

dt808 · 03-04-2009, 03:46 AM

Originally Posted by Londonrockz568

I want to thank my mom for signing me up for a good low interest credit card when i was 18. All i did for 6months was buy Gas on it. $30bucks here, $30bucks there...pay off the $60bucks in one go.

Im 20 now btw. And becuase i dont splurge and pay off the credit card ontime i got an offer from American express Platinum...i should take it lol.

Building your credit - $1500 (limit lol)
Only buying gas and not splurging $60 a month.
Walking into an Apple store and hearing the words "Approved, what size and colour of iphone 3g would you like today" - Priceless.

To the OP, just build your credit from now. By the time the next iphone comes out you will qualify for it without any deposit whatsoever. Also building ur credit will help you get a better student loan, finance a car, get lower payments and sometime down the road...buy a house for a good price.

Good advice. I got my first car loan at 18 without a co-signer, had no credit and now I'm almost 20 have a credit card and I just checked my credit score and its 710-715 and I think thats decent for just under 2 years..

No way around the deposit bud, just pay it and build your credit.