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View Full Version : How strict are they when it comes to credit/deposit?

blewis1984
07-09-2008, 05:34 PM
I never had the time to go get "pre-approved" and make sure I didn't require a deposit. But I own a home, a brand new truck, have a few credit cards, etc. I should be okay, right?

Plus, when I signed on with Nextel 2 years ago, I didn't have to put down anything (and that was before the home purchase and everything).

I feel like I should be alright, but there's still that little thought in my head saying "what if". I'd hate to drive all that way, wait in line, and then be told I need another $500 :(
Youngbinks
07-09-2008, 05:38 PM
Well if the credit check comes back and you're not approved without a deposit then I highly doubt they're going to let you make the purchase without it. As long as you have mostly decent credit (as it appears you do) you should be fine and not require a deposit.
NateEssex
07-09-2008, 05:39 PM
If you've made your payments on time, I seriously doubt there will be any problem. Your FICO score would be fine otherwise.
free2rhyme590
07-09-2008, 05:44 PM
credit checks are ONLY for new att customers correct? sorry for the dumb question it just popped into my head right now:laugh2:
unheardthreat
07-09-2008, 05:47 PM
If you've made your payments on time, I seriously doubt there will be any problem. Your FICO score would be fine otherwise.

i agree.. i have a friend who has a lower score than my cousin and doesnt have to make a deposit. but my cousin does because of 2 late posts in the last year. it should be more payment history than actual score
NateEssex
07-09-2008, 05:49 PM
credit checks are ONLY for new att customers correct? sorry for the dumb question it just popped into my head right now:laugh2:
Well, I'm sure if you missed payments to AT&T, you may have a problem.

When I went last weekend, they pulled up my account and told me I just had to show up and add the 3G data plan. I didn't think of asking if they ran my credit. If you're a good customer, I don't think they would.
hoits2000
07-09-2008, 05:58 PM
credit checks are ONLY for new att customers correct? sorry for the dumb question it just popped into my head right now:laugh2:

Yes just for new customers and females.

:wink:
free2rhyme590
07-09-2008, 06:18 PM
Yes just for new customers and females.

:wink:

lol... funny... well because the guy at the att store told my mom to just walk in there and he'll be able to do it... he even gave her his card so we can contact him... and im confused because i keep hearing conflicting reports and alot of times att employees dont really know much:tounge:
ravman
07-09-2008, 06:24 PM
I got an AT&T phone without having to pay a deposit when I had only been in the US for 6 months. I had illegally crossed the border from Mexico 6 months earlier with my esse's and was working as a day laborer at the local Home Depot here in LA.

Seriously. I had moved over form the UK and 6 months later applied for an AT&T phone and got one on a 2 year contract and no deposit to pay. And I had virtually no credit history in the US at the time.



I never had the time to go get "pre-approved" and make sure I didn't require a deposit. But I own a home, a brand new truck, have a few credit cards, etc. I should be okay, right?

Plus, when I signed on with Nextel 2 years ago, I didn't have to put down anything (and that was before the home purchase and everything).

I feel like I should be alright, but there's still that little thought in my head saying "what if". I'd hate to drive all that way, wait in line, and then be told I need another $500 :(
free2rhyme590
07-09-2008, 06:32 PM
I got an AT&T phone without having to pay a deposit when I had only been in the US for 6 months. I had illegally crossed the border from Mexico 6 months earlier with my esse's and was working as a day laborer at the local Home Depot here in LA

lol yea hommes maybe u met my uncle juan antonio gonzalez ramirez!
ravman
07-09-2008, 06:36 PM
No, but I met: Hector Alfredo Jesus Lopez Fernando Gonzales Gringo Fernandez. Do you know him? He works at the car wash in Glendale?


lol yea hommes maybe u met my uncle juan antonio gonzalez ramirez!
free2rhyme590
07-09-2008, 06:47 PM
No, but I met: Hector Alfredo Jesus Lopez Fernando Gonzales Gringo Fernandez. Do you know him? He works at the car wash in Glendale?

tu sabes hes my tias boyfriends uncles nephews padrino!
ravman
07-09-2008, 06:52 PM
He and I go to King Taco all the time for sopa's and taco's. He's got a pit bull called "Chupacabra".

He told me you're on your 5th baby daddy?



tu sabes hes my tias boyfriends uncles nephews padrino!
free2rhyme590
07-09-2008, 07:01 PM
He and I go to King Taco all the time for sopa's and taco's. He's got a pit bull called "Chupacabra".

He told me you're on your 5th baby daddy?

no its like 6th or 7th! but how would he know he walked out on my tia after he knocked her up but not before he came back and took all his wife beaters and dickies... but its ok cuz we threw away his nike cortez' and those were his favorite shoes...
ravman
07-09-2008, 07:09 PM
But what about his LA Lakers gear?


no its like 6th or 7th! but how would he know he walked out on my tia after he knocked her up but not before he came back and took all his wife beaters and dickies... but its ok cuz we threw away his nike cortez' and those were his favorite shoes...
free2rhyme590
07-09-2008, 07:20 PM
But what about his LA Lakers gear?

yea he left his la lakers flags that go on the sides of his car here but we threw them out... oh but his raiders jerseys... we burned them!... all 50 of his knock-off jerseys he bought at mercada latino and the swap meets
ravman
07-09-2008, 07:24 PM
His LA Dodgers stuff?


yea he left his la lakers flags that go on the sides of his car here but we threw them out... oh but his raiders jerseys... we burned them!... all 50 of his knock-off jerseys he bought at mercada latino and the swap meets
free2rhyme590
07-09-2008, 07:29 PM
His LA Dodgers stuff?

no he just wears those gawdy LA hats with rhinestones on them and everything with a biggo LA on them just so he can pretend hes from LA when hes really from el paso texas
kevlar08
07-09-2008, 11:34 PM
I never had the time to go get "pre-approved" and make sure I didn't require a deposit. But I own a home, a brand new truck, have a few credit cards, etc. I should be okay, right?

Plus, when I signed on with Nextel 2 years ago, I didn't have to put down anything (and that was before the home purchase and everything).

I feel like I should be alright, but there's still that little thought in my head saying "what if". I'd hate to drive all that way, wait in line, and then be told I need another $500 :(

att rep i talked to said quote, "you need good enough credit to buy a house and car to avoid the deposit" so to me it seem like your completely in the clear