MasterCard covers its users.

[ATT*Mark]

MC's buyer protection covers purchases that went on sale or dropped in price within the last 60 days. so if you have mastercard you are covered .

[Errk!]

MC's buyer protection covers purchases that went on sale or dropped in price within the last 60 days. so if you have mastercard you are covered .


CitiBank's purchase protection (I have it on my MC which I bought the phone on) requires a printed advertisement...of which there are none yet.

And they are VERY strict about this. They will not accept pages printed off the web, copies of price tags, etc.

[diesel]

MC's buyer protection covers purchases that went on sale or dropped in price within the last 60 days. so if you have mastercard you are covered .


Not all mastercards.........you will need to call mastercard directly at 1 800 622 7747 and ask for benefits department. you give them your card number and they will tell you if price protection is a benefit for your specific card. interesting enough, my bank couldn't tell me, they referred me to the MC number above.

good luck all.

on a different note, i did find out i have purchase assurance (if lost/stolen within 90 days, i get money for a new one........and please no comments about "what if......"), also, extended warranty, if an item's manufacturer warranty is good for a year, MC will auto extend it another year. Also collision coverage when renting car, but no personal injury or other person injury insurance coverage.......

but hey, i didn't even know i had the above benefits on this particular card (which happened to have been a MC "Check" card by the way.......

[xoulo]

hi, i have a question
when i bought my iphone, i spent 200 dollars on one chase creditcard and the rest go to my atm wamu bank card. does anyone know if i could get some refund out of this?

[diesel]

hi, i have a question
when i bought my iphone, i spent 200 dollars on one chase creditcard and the rest go to my atm wamu bank card. does anyone know if i could get some refund out of this?


give chase/wamu a call, only they would be able to answer that

[acedj1]

I checked with Mastercard and found out I have this coverage too. Never knew!! I'm sure i could have used it before as I'm always buying gadgets which invariably drop in price.

Unfortunately I bought my iphone the day they came out...over 60 days ago :frown:

Looks like a lot of people have had the same idea though. Found this at tuaw.com:

Readers report that calls to the American Express Return Protection line (1-800-297-8019) are being met with mixed results. Some readers say they are now accepting claims concerning the $200 dollar iPhone price drop, others have had less luck When I called, I was told that customers would be sent to a claims examiner to determine whether the difference in purchase price would be covered. I placed a call to Molly Faust, the American Express Vice President of Public Affairs and Communications for U.S. Consumer Card and Customer Service Delivery. She told me that she was already looking into this matter and promised to get back to me.
According to one TUAW reader, a protection-line operator said "the number of calls we've received about this is utterly insane."

[cowtowner]

OK, called MC, they are sending me a claim form. Now I need a printed advertisement to include......does anyone know where I can find one? HELP!!

[ATT*Mark]

are you kidding me with the printed advertisements????? ITS ON THE WEBSITE AND ALL OVER THE MEDIA!!!! print out the apple store page thats what the MC lady told me to do.

[grandpamike]

I called and they say that the printed price reduction from the website would not be valid. If ATT does advertise the price reduction ina newspaper or a flyer, than it would be valid.

are you kidding me with the printed advertisements????? ITS ON THE WEBSITE AND ALL OVER THE MEDIA!!!! print out the apple store page thats what the MC lady told me to do.

[grandpamike]

You are correct. I said that the whole world saw on TV and in the newspapers that the Iphon'es were reduced, but she told me that they needed a "ad" to enable a price difference rebate. If you hear of any ad, please post it here.


CitiBank's purchase protection (I have it on my MC which I bought the phone on) requires a printed advertisement...of which there are none yet.

And they are VERY strict about this. They will not accept pages printed off the web, copies of price tags, etc.

[Hawk]

I'd tell her she needs to get out into the world more and ask to speak with a supervisor.

[bbguy5]

You should search before posting a new topic. I posted this info earrrrrly this morning.

MC - You MUST have made your ENTIRE purchase with your MC to qualify for the protection.

Link to original post: http://www.everythingiphone.com/forum/general-discussion/get-your-200-back-from-some-credit-cards-10338.html

[ATT*Mark]

there doesnt have to be an ad....just advertised price publicly i have the policy. online pricing is sufficient enough the people that were told you had to send a newspaper add were misinformed.

[grandpamike]

Is it possible that you can either publish the policy here or give me a URL that states the policy. Thanks.

there doesnt have to be an ad....just advertised price publicly i have the policy. online pricing is sufficient enough the people that were told you had to send a newspaper add were misinformed.

[grandpamike]

Don't have to go through any of that anymore, went to the Apple store this morning, and they credited my MC $200 plus tax. What a way to keep customers. A hat tip to Apple.......


are you kidding me with the printed advertisements????? ITS ON THE WEBSITE AND ALL OVER THE MEDIA!!!! print out the apple store page thats what the MC lady told me to do.

[ATT*Mark]

were you within your 14 days?

[el31415]

CitiBank's purchase protection (I have it on my MC which I bought the phone on) requires a printed advertisement...of which there are none yet.

And they are VERY strict about this. They will not accept pages printed off the web, copies of price tags, etc.

check the news paper and just find article about iphone price drop
and hYlight

[FlyersPhanatic9]

this is good to hear, glad someone protects their customers

[grandpamike]

No. Bought it on Aug 8th.....

were you within your 14 days?

[ATT*Mark]

wow good deal you got lucky.

[The Apple]

I have viewed thread stating that Mastercard covers its users from the price drop. Does anyone know if Visa does the same thing?

[jaybird360]

I have viewed thread stating that Mastercard covers its users from the price drop. Does anyone know if Visa does the same thing?


Ihave Chase Visa and I'm checking to see if they offer...I'll post back once I get a reply

[Errk!]

there doesnt have to be an ad....just advertised price publicly i have the policy. online pricing is sufficient enough the people that were told you had to send a newspaper add were misinformed.

Yeah, I have the policy here too. It's on their site.

Online pricing is *not* sufficient. It *must* be an ad.

And you guys can get pissed at the reps you talk to all you want; they don't set the policies and they are just doing their jobs.

[Errk!]

check the news paper and just find article about iphone price drop
and hYlight

Yes, that's exactly how it works....if it's an AD. At the time I had called, there were no ads. I'm guessing there still aren't.

Again, news articles are not acceptable.

[ATT*Mark]

i have my form right here and it states:

if price dispute is NOT a newspaper advertisement and is an internet non auction site, include website address and printed copy of online internet page.