Every carrier has their own way to "gouge" what they can out of your wallet. You just have to decide what it is worth to have the phone you want and how you want to use it. I spend $140 a month (2100 minutes, unlimited text, unlimited data) and share (family plan) those minutes with three other phones. We never use them up. If it was just me, 450 wouldn't quite cover it but it would be close. Also, there is a plan to get the nights and weekends to start earlier.
Bottom line, locked phone=AT&T
unlocked phone= other GSM carrier
I have no problems with AT&T (Cingular) and haven't since AT&T wireless days over 5 years ago.
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First - iPhone
Then- MacBook
Now- Apple TV
Where does it end?
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