How To

How to add or remove a card from Apple Pay

Pay with Apple Pay

Apple Pay is a great and secure way to pay for goods and services. Ultimately, you are using a traditional credit or debit card to make a purchase. By using Apple Pay, you don’t have to physically hand a stranger your card information and your full name. Payments made using the new service wirelessly transfers a unique Device Account Number specific to your iPhone, coupled with a transaction-specific dynamic security code. This information is used to process your payment.  In the past year or so, big retailers like Target and Home Depot have had data breaches. If you have a credit or debit card, it’s not uncommon to have to be issued a new card from your bank due to security concerns. When this happens, you’re left scrambling to update account information where you’ve setup auto or recurring payments. But what about Apple Pay? Here’s a quick primer on how to delete a card and how add a new card to Apple Pay.

Pay with Apple Pay

How to delete a card from Apple Pay

There are two ways you can delete a card from Apple Pay. Here’s the first method.
1. Open the Settings app on your iPhone or iPad.
2. Select Passbook & Apple Pay.
3. Tap on the card you would like removed.
4. Scroll down and select ‘Remove Card‘.

Remove card from Apple Pay

The second method applies to the iPhone only, but works as well.

1. Open Passbook.
2. Tap on the card you’d like to remove.
3. Tap on the ‘i’ button.
4. Scroll down and select ‘Remove Card‘.

Both of these methods accomplish the same task. If you are removing a card and would like to add a new card in its place, that process follows.

How to remove a card from Apple Pay from your computer

While the above methods work great if you have your iOS device next to you, they aren’t needed. You can delete a card from Apple Pay using any Mac or PC. Here’s how to remove a card, remotely:

1. Using any browser, navigate to icloud.com.
2. Login using the Apple ID associated with the Apple Pay account.
3. Click on the Settings icon.
4. Under the ‘My Devices‘ header, you should see a list of your current iOS devices. Devices that are using Apple Pay will be noted as shown below. Select the device that has the card you’d like to remove.

iCloud settings online

5. Listed will be the credit or debit cards in use. Select ‘Remove’ or ‘Remove All’. Note: There is no option to delete just one payment method and retain the other.

Delete card from Apple Pay

This will remotely remove those payment methods from Apple Pay.

How to add a card to Apple Pay

Setting up new cards happens within settings. On the iPhone, you can start the process by selecting the ‘+’ sign in Passbook. For iPad or iPhone owners, you can follow these steps:

1. Tap on Settings > Passbook and Apple Pay
2. Tap on Add Credit or Debit Card
3. You can manually add your card number, expiration date and security, but what’s the fun in that. Using the camera on your iPhone, you can add a card. Tap the camera icon and align the box with your card. It will automatically recognize the number and enter it. You’ll need to enter the expiration date the three digit security code on the back.

Capture card

4. Where applicable, you’ll need to select a verification method.
5. Tap on the card (again Settings > Passbook and Apple Pay > Card). Enter Code you’ll receive from your bank.

It’s going to take time until a modern payment method such as Apple Pay becomes more commonplace than pulling plastic out of your wallet. I for one, can’t wait for that day. On a recent visit to Home Depot, they had working NFC terminals that were recognized by my iPhone and Apple Pay. Unfortunately, the terminals weren’t equipped to complete the payment process. On the heels of a data breach, one that required I get a new credit card from Citibank, retail stores like Home Depot are exactly the ones that should embrace Apple Pay.

Should you’re credit or debit card get compromised, know that it’s easy to remove or add a card to Apple Pay. Have questions? Leave a comment or jump in the forums!

Resources: The Ultimate Guide to Apple Pay

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